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What opportunities is your business missing out on?

As a contractor, every moment lost to an aging truck or the lack of the right equipment feels like money slipping through your fingers.

Don't Let Opportunity Pass You By

We know you lose money every minute your truck isn’t on the road. You deserve flexible financing so you can
save cash, minimize truck repairs, and get the equipment you need – now.

Consider This Scenario

You finally found a more reliable truck or piece of equipment, but the seller wants cash in a week.

This upgrade could make you more efficient, grow your business, keep your employees happy (and working). You'd be doing more jobs and making more money.

There's just one problem: You don’t have the funds and paperwork ready to get this newer truck yet.

Your favorite banker takes 5-7 business days to get back to you… and then it could take weeks more to get the funds you need.

Before you can even get a pre-approval… another buyer swoops in, pays the seller, and drives off in your truck. After all, good trucks don't stay 'for sale' for long.

Don't let this happen to you.

Get a pre-approval TODAY.

Mason Dump Truck

Unlock the Power of Pre-Approval

Skid Steer Dump Truck
Upgrading your truck starts with pre-approval. Why wait when you can take control of your destiny?
  • Secure the funds you need in as little as a day

  • Eliminate guesswork by knowing your downpayment and monthly costs

  • Use it as a negotiation tool as it transforms you into a cash buyer.

 
“If I find something today and I tell (Intek) I need it, they can have it in as little as a day. Banks just can't do that.”
- Gary, NY Truck Parts

Your Success, Our Commitment

Financing is more than just a transaction - it's a key component of your operation

For over 30 years our family business has helped operators just like you bypass banks and commercial lenders to update and expand their fleets…without hassle.

More than just experience financing trucks, we have direct experience running a trucking business.  From 2005-2018 we grew our paper shredding business from 1 truck to a fleet of 8; before selling it in 2018..  

This firsthand knowledge and expertise has allowed us to create a safer, easier, and faster financing model – that's helped 100s of operators like you grow their business.

 Hear Why David Chose Intek

 

Pre-Approval Steps

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Request Your Credit Application

Just provide us with a few basic business details, and we'll send you a secure link to our one-page credit application, straight to your inbox.

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Speak with a Financing Specialist

Justin will personally reach out to understand your financing needs and timeline. This call is your opportunity to get answers about Intek and our proven process.

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Submit Your Credit Application

Submit your credit application, 3 months of bank statements, latest tax return, and details on your ideal truck. We can have your pre-approval ready in under 24 hours!

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Get Approved and Hit the Road

You’re Pre-Approved - start shopping like a cash buyer.  Whether the truck is used from a private seller or new from a dealer, we’ll handle all the paperwork, ensuring you hit the road ASAP.

Get Pre-Approved

Frequently Asked Questions

Do you finance older trucks?

Yes. Whether new or old truck, we’d finance it 10X faster.  As long as the truck is a good fit for your business, we can finance it. We can also give you expert insight on if the truck is good.

 

How do I know it’s time to get another truck?

When you're;

  • Spending all your time at the shop doing repairs
  • Paying for your truck’s worth in maintenance cost
  • When customers are complaining about your services and availability
  • When your revenue is stalling due to limited truck/fleet

What would disqualify me for getting pre-approved?

  • History of bankruptcies or past repos
  • Overpriced vehicles or problem trucks (we can give your our expert insight before you buy it)
  • Limited Downpayment - typically new customers have between 15-20% to put towards a truck, but each situation is different and we will tell you what will be needed as part of the pre-approval process.

 

How long are pre-approvals good for?

There is no set time a pre-approval is good for.  We have given individuals a pre-approval and then it has taken them 8 months to find the right truck.  Our recommendation is 4-6 months before you need a truck to get pre-approved.

How much downpayment is required?

While there's no strict down payment requirement, first time customers typically put 20% down. This figure can vary based on the price, your goals, and the loan term. We'll happily offer a downpayment range based on your pre-approval.

 

Do I have to have my truck picked out?

No need to worry if you haven't selected the exact truck. It's often beneficial to get pre-approved first. A general idea allows us to provide a price range and estimate your monthly payment.

 

Intek Truck and Equipment Financing
152 Eagle Rock Ave, Roseland, NJ 07068